Effective Date: 10/12/2024
Welcome to the Wiseman Mortgage website (https://www.wisemanbrokers.com.au). These Terms and Conditions govern your use of our services, products, and resources provided on this Website. By accessing or using our Website, you agree to be bound by these Terms and Conditions. Please read them carefully.
1. Acceptance of Terms
By accessing and using the Website, you agree to comply with and be legally bound by these Terms and Conditions. If you do not agree to these Terms, please discontinue using the Website.
2. Services Provided
Wiseman provides a range of mortgage and loan-related services, including mortgage calculators, loan consultations, and personalized financial solutions. The information and results provided by the tools on this Website are for informational purposes only and should not be construed as legal, financial, or investment advice.
3. Eligibility
To use our services, you must be at least 18 years of age and legally capable of entering into a binding contract. By using the Website, you represent and warrant that you meet these eligibility requirements.
4. Use of the Website
You agree to use the Website in a manner consistent with all applicable laws and regulations. You will not use the Website to:
- Post or transmit any content that is harmful, unlawful, abusive, or otherwise objectionable.
- Impersonate any person or entity, or falsely state or otherwise misrepresent your affiliation with a person or entity.
- Upload or distribute any viruses, spyware, malware, or any other malicious code that could damage or disrupt the Website.
5. Accuracy of Information
While we strive to provide accurate and up-to-date information, Wiseman does not warrant the completeness, accuracy, or reliability of the information on the Website. The mortgage calculations provided are estimates and may not reflect the final terms of your mortgage or loan.
6. User Submissions
If you submit any information to the Website, such as a request for a mortgage quote or any personal data, you agree to provide accurate, current, and complete information. You acknowledge and agree that Wiseman may use and share your submitted information in accordance with our Privacy Policy and for the purposes of providing services to you.
7. Email Communications
By using our services, you consent to receive email communications from Wiseman, including updates, promotional offers, and important notices. If you no longer wish to receive such communications, you may opt-out at any time by following the unsubscribe link in our emails.
8. Intellectual Property
All content, designs, trademarks, logos, and other intellectual property found on the Website are the exclusive property of Wiseman or its licensors. You may not copy, distribute, or create derivative works from any part of the Website without our prior written consent.
9. Third-Party Links
Our Website may contain links to third-party websites. These links are provided for your convenience only. We do not endorse, control, or assume responsibility for the content, privacy policies, or practices of any third-party websites.
10. Disclaimer of Warranties
The services provided on this Website are provided on an “as-is” and “as-available” basis. Wiseman makes no warranties, expressed or implied, regarding the Website’s operation or the information, content, and services provided. We do not guarantee that the Website will be error-free, secure, or uninterrupted.
11. Limitation of Liability
To the fullest extent permitted by law, Wiseman will not be liable for any direct, indirect, incidental, or consequential damages arising out of or in connection with your use of the Website or services.
12. Indemnification
You agree to indemnify, defend, and hold harmless Wiseman, its officers, directors, employees, and agents from and against any claims, liabilities, damages, and expenses (including legal fees) arising out of your use of the Website or your violation of these Terms and Conditions.
13. Changes to the Terms
Wiseman reserves the right to modify or update these Terms and Conditions at any time. Any changes will be posted on this page, and the effective date will be updated accordingly. Continued use of the Website after such changes constitutes your acceptance of the new terms.
14. Governing Law
These Terms and Conditions shall be governed by and construed in accordance with the laws of [Your Country/State], without regard to its conflict of laws principles.
15. Contact Information
If you have any questions about these Terms and Conditions, please contact us at:
Wiseman
Wiseman Financial Solutions
[email protected]
+61412640099